Statistics

At Growth Street, we know it’s important to have all the facts to hand before making any investment decision. Transparency is essential. That’s why we display all the key statistics about our portfolio and the Loan Loss Provision here for you to read.

Remember past performance is not a reliable indicator of future results. Figures are correct as of 26th October 2018.

Portfolio Statistics

Borrowers

152

Live borrowers

73.40%

Average utilisation

£18,829,859

Loans outstanding

£25,654,582.46

Total available facility

Sum of Exposure as at 26th October 2018
Sector
Number of borrowers
Total facility available as a percentage of whole loan book
Average available facility
Average amount currently outstanding
Expected default rate
Business Products

Manufacture of business machinery, equipment, vehicles and other products

11

16.3%

£334,311.56

£280,004.94

1.91%

Business Services

Professional, scientific and technical services, administrative and support services and renting and leasing activities

56

27.2%

£127,422.96

£91,898.39

2.63%

Communication

Telecommunications, media, publishing and broadcasting

3

0.5%

£32,151.13

£29,241.24

3.00%

Construction

Construction and development of buildings and infrastructure

22

22.9%

£221,542.96

£196,683.45

3.10%

Consumer Products

Manufacture of consumer products

12

8.5%

£173,773.92

£133,642.81

1.90%

Other

Other business activities including Finance, Real Estate, Public Sector, Arts and Recreation

2

0.0%

£30,000.00

£0.00

4.00%

Healthcare

Human health and social work activities

3

1.1%

£139,083.33

£67,340.68

1.73%

HiTech

Software programming and consulting services and data processing and hosting activities

20

8.8%

£125,498.92

£82,737.38

3.11%

Services

Accommodation and food service activities, administrative and support services, and other services

5

7.4%

£594,896.00

£468,955.20

3.50%

Trade

Wholesale and retail trade of goods

17

6.8%

£173,725.23

£75,344.26

2.54%

Transportation

Passenger and freight transportation and storage

1

0.6%

£110,535.75

£110,535.75

4.00%

Exchange

£297,428,579

Total amount matched

£70,616,928

Total amount borrowed

Investors

1,983

Live Investors

£3,143

Average first deposit

£14,566

Average investment

5.2%

Average rate in last 30 days

Loan Loss Provision

£1,110,091

Cash balance

5.9%

Coverage

9

Defaults

9

Claims


Historical performance of the Loan Loss Provision

2014

2015

2016

2017

2018
(up to 26th October)
Founder Contributions

Money provided by the Growth Street founders through equity contributions and loans

£200,000

£0

£0

£500,000

£450,000

Borrower Contributions

Contributions made by borrowers as part of the interest they pay

£438

£12,959

£65,142

£256,102

£423,813

Recoveries

Money recovered by the Loan Loss Provision on defaulted loans

£0

£0

£0

£20,675

£20,803

Claims

Claims against the Loan Loss Provision

(£0)

(£0)

(£0)

(-£339,551)

(-£490,079)

Costs

Costs incurred and paid in maintaining the Loan Loss Provision. *This number is currently positive due to a tax rebate relating to 2017 which was received in 2018.

(£0)

(£0)

(-£1,555)

(-£15,263)

£6,607*

End of Year Balance

Cash balance of the Loan Loss Provision

£200,438

£213,397

£276,984

£698,947

£1,110,091

How do I get started?

Apply

Sign up and complete a few basic checks

Transfer funds

Transfer funds into your account and set instructions for investment

Get matched

You'll be matched automatically when a borrower requests a new loan

Your capital is at risk. FIND OUT MORE

Your capital is at risk if you lend to businesses. Not covered by FSCS. FIND OUT MORE

Your capital is at risk if you lend to businesses. P2P lending is not covered by the Financial Services Compensation Scheme. FIND OUT MORE