What determines how much my business qualifies for?

If approved, you can borrow from £1,000 to £500,000. We calculate your eligibility for a GrowthLine based on your financial performance.

We look at a number of factors which include:

  1. Your current and historic profit before tax.
  2. Your current assets and current liabilities.
  3. The stability of your business (which we can establish by reviewing your net assets over time.)

Once you are a customer, we will review your status on a regular basis, and may be able to increase your facility limit and decrease your interest rate as your business grows.

Your capital is at risk if you lend to businesses. P2P lending is not covered by the Financial Services Compensation Scheme. FIND OUT MORE